While Steam is a great service that offers a whole bunch of great games at low prices there is one major problem and that is that you don’t actually own any of the games you pay for on Steam – as Reddit user Bethomond found out.
Bethomond had their account suspended due to a disputed payment on three games. The freeze on their account meant that they couldn’t play ANY of the games they had previously purchased which amounted to thousands of dollars worth. For more details on the case you can click the image below to read the customer service email Bethomond received.

When you buy a game on Steam you have to play the game through the Steam client. This means that should you have your account frozen, or forget your details, then you might just lose every game you’ve ever paid for on Steam.
That’s a scary thought for many gamers.
Source: http://www.reddit.com/r/gaming/comments/ie812/steam_account_suspended/